Visit Our Website | Contact Us
THE ALLIOTT INVESTMENTS REPORT OCTOBER 7, 2009
The key focus of Alliott Investments is the prudent and disciplined approach to the creation and protection of our clients wealth.
IN THIS UPDATE
Health Insurance - one of the top financial concerns
Investing in Infrastructure
HEALTH INSURANCE - A TOP FINANCIAL CONCERN
In a recent survey, 54% of respondents ranked having health insurance as one of their top three financial concerns.
When people say nothing is more important than your health – they’re right. Choosing health insurance is a smart choice.
Five important reasons to have health insurance are:
1. You have a greater choice of when, where and how you get treated - in consultation with your doctor.
2. There is no added stress about how to pay for health bills.
3. You avoid long delays in waiting for treatment in the public health system.
4. There is cover now for many unknown health issues that may arise in the future.
5. In the private health system you have access to the latest medical procedures and technology.
If you want to make a smart choice about getting medical attention when you need it or you just want to review your current health plan, please call Gerard Gill at Alliott's on (09) 520 9200.
INVESTING IN INFRASTRUCTURE
Ports (shipping and air), power generation, communications, toll roads, rail and water reticulation.
That’s what we’re talking when we say infrastructure. These are assets that are there because of need, not mere want, whim or fashion.
In recent years infrastructure has become a recognised investment sector with particular benefits. And the more one thinks about it, the more one realises just how much of a country’s assets fall into this class. It’s big money.
The two most attractive features of infrastructure investment are:
1. These assets are all in the ‘essential’ category
2. They tend to generate steady revenue
As such they are at the low risk end of the spectrum where shares are concerned. Often the ‘businesses’ running infrastructure have a component of government help or even an implied government underwrite - they are too important to let fail.
There are three ways to invest in infrastructure:
1. Shares in the owner/operator of the asset (eg Auckland Airport shares)
2. Bonds, where you lend to the operator (eg bonds issued by Genesis Power)
3. Shares or bonds in businesses that build infrastructure (eg Fletcher Building and Downer EDI which is the former Public Works Dept).
There is also huge opportunity to diversify your portfolio by investing in infrastructure in Australia and globally.
If steady income and asset values underpinned by the community’s need of them are attractive features to you, we can help with specific ideas.
Email db@alliott.co.nz or phone Alliott's on (09) 520 9200 and ask for David Burt or Alexandra McKenzie.
ALLIOTT INVESTMENTS ADVISORS
INSURANCE AND KIWISAVER ADVISOR GERARD GILL
Gerard is an insurance consultant who operates his own independent brokerage company specialising in both business and personal risk protection and KiwiSaver advice.
In 2008 and 2009 Gerard was named Professional Investment Services (NZ) Adviser of the Year.
INVESTMENTS ADVISOR DAVID BURT
David is an independent investment specialist with responsibility for managing portfolios for many of Alliott NZ's clients.
He offers a consultancy service advising on such matters as reviewing the investment strategies of a family trust, appraising managed portfolios and calculating retirement or other personal funding needs.
David also can assist with the migration of UK pension funds to New Zealand and has found that, in most cases, a proportion of the funds can be immediately freed up as ready cash.
David Burt’s Disclosure Statement is available free of charge upon request.
Visit Our Website | Contact Us
ALLIOTT NZ 109 CARLTON GORE ROAD NEWMARKET AUCKLAND
